Keep your phone and switch! These rate plans are $20 or less

    Surely you’ve seen commercials for cell phone carriers with lots of fanfare hype for a plan that costs “only” $40-$50 per month. Sometimes it’s for a single line, but more often than not it’s when dealing with multiple lines. That’s hardly a bargain.

    While it might be tempting to sign up with one of the big four carriers, there’s a whole range of other providers that might work just as well for you — and save you hundreds per year.

    These Mobile Virtual Network Operators (MVNOs) often cost much less per month but still provide the features consumers need. You might not get a ton of extra options like hotspots, free music streaming, or a ton of data, but that’s okay.


    Rate Plans


    If you spend a lot of time on Wi-Fi, or don’t travel all that much, we definitely suggest looking into the various MVNO brands.

    $20 or Less

    Here, we spotlight a collection of phone plans that you can get for just $20 per month, or less. Even better, you can keep the phone you already own and make the switching process almost seamless.

    Nearly all of them are standard rates and don’t require any long-term commitment. Only a few are introductory offers or require automatic bill payment; we’ll call them out where applicable.

    Good2Go Mobile – $20

    • Unlimited talk, text
    • 3GB 4G LTE data
    • Includes $5 Auto Pay credit
    • Uses AT&T network

    H2O Wireless – $20

    • Unlimited talk, text
    • 1GB 4G LTE data
    • International talk to 50+ countries
    • International text
    • Uses AT&T network

    Mint Mobile – $15*

    • Unlimited talk, text
    • 3GB 4G LTE data
    • Free calls to Mexico & Canada
    • Data can be used for mobile hotspot
    • *Introductory rate – goes up to $25 after three months
    • Uses T-Mobile network

    Net10 Wireless – $20

    • Unlimited talk, text
    • 1GB 4G LTE data
    • Uses Verizon, AT&T, T-Mobile and Sprint networks

    Republic Wireless – $20

    • Unlimited talk, text
    • 1GB 4G LTE data
    • Uses T-Mobile and Sprint networks

    Simple Mobile – $20*

    • Unlimited talk, text
    • 3GB 4G LTE data
    • *Introductory rate with Auto Reup – goes up to $25 after three months
    • International talk to 69 countries
    • International roaming to 17 Latin American countries
    • Uses T-Mobile network

    Tello – $19

    • Unlimited talk, text
    • 3GB 4G LTE data
    • Calls to US, Canada, Mexico, China
    • Data can be used for mobile hotspot
    • Uses Sprint network

    Ting – $20

    • Up to 500 minutes talk
    • Up to 1,000 text messages
    • Uses T-Mobile and Sprint networks

    Tracfone – $20

    • Unlimited talk, text
    • 1GB 4G LTE data
    • Unlimited carryover data
    • Uses Verizon, AT&T, and T-Mobile networks

    Twigby – $14.25

    • Unlimited talk, text
    • Unlimited international texting
    • 1GB 4G LTE data
    • Unlimited international calling
    • Data can be used for mobile hotspot
    • *Introductory rate – goes up to $19 after six months
    • Uses Sprint and Verizon networks

    Ultra Wireless – $14

    • Unlimited talk, text
    • 1GB 4G LTE data
    • Unlimited calling to 80+ countries
    • Data can be used for mobile hotspot
    • Uses T-Mobile network

    US Mobile – $20

    • Up to 1,000 minutes talk
    • Unlimited text
    • 1GB 4G LTE data
    • Uses T-Mobile networks
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