AT&T on Monday kicked off the week with word that it plans to shake up its financing and upgrade options. Starting on June 9, AT&T will trim its Next options from four down to two,  making it much easier for customers to calculate costs and understand handset upgrades.

Once in effect, there will be two plans: AT&T Next and AT&T Next Every Year. The former lets customers upgrade to a new phone every two years just so long as 80 percent of the device is paid off; payments are split up over 30 months.

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As for the latter option, it allows for an upgrade to a new phone every twelve months provided at least half of the handset is paid off. According to AT&T, well-qualified customers may have the option to put a down payment at the time of purchase for lower monthly payments.

AT&T says that customers can also trade in old phones for credit and apply the value towards new models. As is to be expected, those who cancel service will be required topay off the balance of device payments.

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