Unless you’re one of the lucky few that never has to worry about money (in which case I question your motives for clicking on this article), you’re probably looking for ways to not only save money, but also spend money wisely. As such, a budget is often one of the most effective ways to go about doing so; that being said, however, it can be hard to create and stay within those budgetary constraints.
Budget apps can help make it easier, coming with built-in tools to help you calculate, automate, and maintain your budget. While these apps in no way guarantee it’ll work – that’s up to you – they may make life just a bit easier.
So, without further lecturing from your host, here’s our Five for Friday; AndroidGuys’ favorite apps for creating and maintaining your budget.
[df-caption title=”Mint is my personal favorite.” url=”http://www.androidguys.com/wp-content/uploads/2016/03/1457118941573.jpg”]
Mint, by Intuit Inc
- Add accounts from most major banks, credit unions, and credit card companies.
- Built in budgeting based on the accounts you add.
- Cash flow charts.
- Optional Free Credit Score.
- Bill Reminders.
[df-caption title=”MoBills, Mo’Money?” url=”http://www.androidguys.com/wp-content/uploads/2016/03/1457118985461.jpg”]
- Dreams – listed goals to remind you what you’re saving for.
- All-manual input; complete control over your budget.
- Tags and categories to organize your expenses.
- Built-In Tools, including Insurance quotes, bill-splitter, percentage calculator, etc.
- Free 14 day trial – premium membership $25.00/year.
[df-caption title=”So. Many. Options.” url=”http://www.androidguys.com/wp-content/uploads/2016/03/1457119012138.jpg”]
- Requires YNAB for Desktop
- Utilizes DropBox for sync.
- Sign in to most major banks and credit unions.
- Massively in-depth budgeting.
- 34 day free trial – $50/year or $5/month thereafter.
[df-caption title=”Not to be confused with Google Wallet.” url=”http://www.androidguys.com/wp-content/uploads/2016/03/1457119051209.jpg”]
- Manual input.
- Option to add personal debts, shopping lists, warranties, orders.
- Optional Bank Integration.
- Individual ($2/month, $16/year), Couple ($3/$22), or Family ($5/$44) premium accounts.
[df-caption title=”No subscription fee!” url=”http://www.androidguys.com/wp-content/uploads/2016/03/1457119084989.jpg”]
- Drive/DropBox Sync.
- Manual input, minimal bells and whistles.
- $5.99 Premium Version, single purchase.