Best phone plans for $20 or less

Surely you’ve seen commercials for cell phone carriers with lots of fanfare and hype for a plan that costs “only” $40-$50 per month. That’s hardly a bargain.

While it might be tempting to sign up with one of the big four carriers, there’s a whole range of other providers that might work just as well for you — and save you hundreds per year.

These Mobile Virtual Network Operators (MVNOs) often cost much less per month but still provide the features consumers need. You might not get a ton of extra options like hotspots, free music streaming, or a ton of data, but that’s okay.

Rate Plans

If you spend a lot of time on Wi-Fi, or don’t travel all that much, we definitely suggest looking into the various MVNO brands.

$20 or Less

Here, we spotlight a collection of phone plans that you can get for just $20 per month, or less. Even better, you can keep the phone you already own and make the switching process almost seamless.

Nearly all of them are standard rates and don’t require any long-term commitment. Only a few are introductory offers or require automatic bill payment; we’ll call them out where applicable.

Mint Mobile – $15*

Our favorite of the bunch is the introductory offer from Mint Mobile. At just $15 per month, it gives subscribers unlimited talk, text, and access to 3GB of 4G LTE. What’s more, the data can be used for mobile hotspot.

Also included in the plan are free calls to Mexico and Canada.¬†Feel free to use any of your existing unlocked phones here as it works on the back of T-Mobile’s network.

The plan goes up to $25 per month after the first 90 days, and it’s still a terrific bargain. But, opt for a 6-month or 12-month commitment and you’ll still come in at $20 or less.

Good2Go Mobile – $20

H2O Wireless – $18

  • Unlimited talk, text
  • 2GB 4G LTE data
  • International talk to 50+ countries
  • International text
  • Includes $2 Auto Recharge credit
  • Uses AT&T network

Net10 Wireless – $20

Republic Wireless – $20

Tello – $19

  • Unlimited talk, text
  • 4GB 4G LTE data
  • Calls to US, Canada, Mexico, China
  • Data can be used for mobile hotspot
  • Uses Sprint network

Ting – $20

Tracfone – $20

Twigby – $15*

  • Unlimited talk, text
  • Unlimited international texting
  • 3GB 4G LTE data
  • International calling and texting at no additional charge
  • Data can be used for mobile hotspot
  • *Introductory rate – goes up to $20 after six months
  • Uses Sprint and Verizon networks

Ultra Wireless – $19

  • Unlimited talk, text
  • 1GB 4G LTE data
  • Unlimited calling to 80+ countries
  • Data can be used for mobile hotspot
  • Uses T-Mobile network

US Mobile – $15

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